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Institute of banking personnel selection - Probationary Officer (IBPS PO)

Institute of banking personnel selection - Probationary Officer (IBPS  PO)

Who Can Apply?

Participants must have this citizenship which is given below.

o    Citizen of Indian

o    Citizen of Nepal

o    Citizen of Bhutan

o    A Tibetan refugee

o    Migrated Peoples from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India.

Age Limit

Under IBPS Eligibility Criteria for PO interested candidates must have age between 20 - 30 years.

Age relaxation

o    Scheduled Caste/Scheduled Tribe (5 years)

o    Other Backward Classes (Non-Creamy Layer) (3 years)

o    Persons With Disabilities (10 years)

o    Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within the stipulated time) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment       (5 years)

o    Persons ordinarily domiciled in the Kashmir Division of the State of Jammu & Kashmir during the period 01.01.1980 to 31.12.1989 (5 years)

o    Persons affected by 1984 riots (5 years)

Essential Qualification

Under IBPS PO Recruitment Eligibility Criteria, Candidates must have completed their Graduation Degree from any recognised university or institution. Participants also required their mark sheet numbers while they submit IBPS PO online form.

Job Responsibilities of Bank PO

          What is the work of Probationary Officer - Job profile of PO in a bank is a multitasking nature during first two years. As a PO, you have to work in various departments. It will be Deposits, Loans & Advances, Clearing, Pensions, Payment and Cheque clearances, Fixed Deposit, ATM and Internet Banking, Credit Card, Report Making, Account related queries like closure, statement, ATM Issues, etc.

          All work allotted to you according to the bank policies it may differ for all banks. You will post in any of branch of the bank and department also gives the best training to polish you. Here are some of the primary duties of PO on the bank check it out.

Customer service - First work of IBPS PO job profile Which is a top most work of any of officer in the bank. Probationary Officer main work is handled customer and try to provide them with a solution for their queries. It will be related to any of banking service like account statement, required of any of another document such as forms and issuing cheque books. Open new accounts, handle any other bank product, cash deposit and withdrawal, etc. Bank PO will manage these types of many works on a daily basis.

Account Related - Most of the banks assigned newly recruit Probationary officers to handle bank account related queries of their customers.

          It will be various types like Account opening, Closure of dead accounts, print account statement when needed, issuing Cheque books to the client, arrange depositing slips, bank passbook entry and many of others account awareness provides to new customers like account features, benefits, etc. this is second work of ibps po job profile.

Cash handling - Basically this step is applicable for Bank clerk but due to many conditions such as overburden of works, PO will be the second major post for handle cash transactions. During heavy footfall in branch probationary officers also manage all types depositing and withdrawal cash. For this purpose, you should be trained with transaction software of bank. Many times as per schedule you will also assign to handle cash in ATMs to the selected locations. It is a temporary work in ibps po job profile.

Payment Clearance - This is also PO responsibility in the bank after clerk to manage all clearance system of payments for Inward clearing and outward clearing. Cheque clearing by fetching actual data of client also done by PO as per requirement. You can also assign to process all types of transactions like Demand Draft (DD), Cheques, NEFT, RTGS and other payment methods.

Loan Processing - In starting of Probationary officer probation period most of the time bank assigned all new freshers to their loan and Insurance department to selling their products. Department will train you for these products that how to sell and what to sell and how to convince customer and giving complete knowledge about the product.

Generate New Business - Bringing business to bank it is another feature of IBPS Bank PO Job Profile where you will have to manage various activities like promoting banking products, New Account opening, selling Insurance, loans, etc. this feature purely depends on bank policies. Some of the public sector banks do not have marketing and sales executive to perform this job in that case you will have to enhance the business of the bank.

ATM Related Queries - In some of the banks you will be assigned for ATM based queries example ATM Lost how to block ATM card online, New ATM request, ATM pin no. not received, the machine did not dispatch cash but deducted from the account and you handle many of similar issues.

Reporting and Verification - Other daily reporting works of transactions and account related also assigned to the bank PO. And manually verify each transaction and records of accounts on a daily basis if required. Hope now you understand complete PO Job description in the bank

Selection Procedure:

          IBPS Exam for Probationary Officer conducts by Institute of banking personnel selection every year for PO recruitment in banks. Department designs this PO exam in three stage selection program.

o    Phase I - Preliminary

o    Phase II - Mains

o    Phase III - Interview

 Phase I - Preliminary

o    Reasoning Ability Paper (35 Questions - 35 Marks)

o    Quantitative Aptitude Paper (35 Questions - 35 Marks)         

o    English Language Paper (30 Questions - 30 Marks)    

 

o    Duration 1 Hrs

o    Total 100 Questions & 100 Marks

 

Phase II - Mains

o    Reasoning (50 Questions & 50 Marks)

o    General Awareness Paper (40 Questions & 40 Marks)

o    Quantitative Aptitude  (50 Questions & 50 Marks)

o    English Language (40 Questions & 40 Marks)

o    Computer Knowledge  (20 Questions & 20 Marks)     

o    Duration 2 Hrs

o    Total 200 Questions & 200 Marks

Phase III - Interview


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